12 reasons why you can trust RACQ with your car insurance
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Over 735,000 members with RACQ car insurance ^^ -
Coverage for Queensland – our comprehensive car insurance covers storm, flood, hail, fire, plus theft -
Queensland-based – meaning you can click, call or visit us in store -
Trusted to insure Queensland drivers for over 50 years. -
We received 171,234 insurance claims last financial year.** -
Paid over 99% of comprehensive car insurance claims in 2023.+
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Member owned – we serve our members and their communities, not shareholders -
Member benefits that are tailored for Queenslanders
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Save 4 cents per litre on fuel at participating Caltex service stations#
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Save on holidays with discounts on activities, attractions and accommodation
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Save on your car with discounts at Repco
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Save on everyday items and expenses with discounts on fuel, food and groceries, shopping, movies, experiences and more
RACQ Car Insurance is made for Queenslanders
Queensland’s weather may be unpredictable, but when you choose RACQ Car Insurance we’ll be by your side if things go wrong.
- Over 700,000 members have RACQ car insurance^^
- Queensland based – meaning you can click, call or visit us instore
- Coverage for Queensland – our comprehensive car insurance covers storm, flood, hail, fire, plus theft
- Trusted to insure Queensland drivers for over 50 years
- We received a total of 180,909 insurance claims last financial year**
- Paid over 99% of comprehensive car insurance claims in 2023+
12 reasons why you can trust RACQ with your car insurance
Queensland’s weather may be unpredictable, but when you choose RACQ Car Insurance we’ll be by your side if things go wrong.
- Over 735,000 members with RACQ car insurance^^
- Coverage for Queensland - our comprehensive car insurance covers storm, flood, hail, fire, plus theft
- Queensland based - meaning you can click, call or visit us instore
- Trusted to insure Queensland drivers for over 50 years
- We received 171,234 insurance claims last financial year.**
- Paid over 99% of comprehensive car insurance claims in 2023+
RACQ Car Insurance
Comprehensive car insurance
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Cover for your vehicle in an accident, flood, storm, hail, theft, vandalism or fire event -
Cover for your car in an accident if the other party is at fault and uninsured
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Cover for damage to other people’s property caused by your car
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Cover for personal property inside your vehicle in certain incidents.
Fire, theft and third party insurance
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Cover if your vehicle catches fire, if it’s stolen, or if there is an attempted theft
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Cover for your car in an accident if the other party is at fault and uninsured
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Cover for damage to other people’s property caused by your car
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Does not cover loss or damage to your vehicle in an accident, flood, storm, or vandalism event.
Third party property damage insurance
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Cover for damage to other people’s property caused by your car
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Cover for your car in an accident if the other party is at fault and uninsured
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Does not cover loss or damage to your vehicle in an accident, flood, storm, fire or vandalism event
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Does not cover loss or damage to your vehicle if it's stolen or if there's an attempted theft.
More reasons why you should choose RACQ Insurance
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Member owned – we serve our members and their communities, not shareholders
-
Member benefits that are tailored for Queenslanders
-
Save 4 cents per litre on fuel at participating Caltex service stations#
-
Save on holidays with discounts on activities, attractions and accommodation
-
Save on your car with discounts at Repco -
Save on everyday items and expenses with discounts on fuel, food and groceries, shopping, movies, experiences and more
Your car insurance comes with RACQ member perks~~
Award-winning insurance
RACQ are the proud winner of the 2024 Canstar Most Satisfied Customers – Car Insurance Queensland award, plus the 2023 Mozo People’s Choice Award for Outstanding Customer Satisfaction and the 2023 Mozo People's Choice Award for Most Recommended for Car Insurance in Queensland.
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Things to note
Insurance products (excluding Travel Insurance) are issued by RACQ Insurance Limited ABN 50 009 704 152 (RACQ). Conditions, limits and exclusions apply. This is general advice only and may not be right for you. This information does not take your personal objectives, circumstances or needs into account. Read the Product Disclosure Statement (PDS) and any applicable Supplementary PDS before making a purchase decision on this product. You can also access our Target Market Determinations on this website.
For policies effective from 9 December 2024, Third Party Property Damage Insurance is the new name for Third Party Liability Car Insurance.
For policies effective from 9 December 2024, Fire, Theft and Third Party Insurance is the new name for Fire, Theft and Third Party Liability Car Insurance.
+Based on RACQ data during the assessment period 1 January to 31 December 2023, 99.22% of comprehensive car insurance claims closed (excluding withdrawn and duplicate claims) were not partially or fully rejected.
^^Based on RACQ data as at 11 November 2024, over 700,000 Queenslanders held RACQ motor insurance policies.
**Figures based on FY23-24 statistics. See the RACQ Annual Report 2023-2024 for more details.
Banking and loan products issued by Members Banking Group Limited ABN 83 087 651 054 AFSL/Australian credit licence 241195 trading as RACQ Bank. Terms, conditions, fees, charges and lending policies apply. This is general advice only and may not be right for you. This information does not take your personal objectives, circumstances or needs into account. Read the disclosure documents for your selected product or service, including the Financial Services Guide and the Terms and Conditions, and consider if appropriate for you before deciding.
Except for RACQ Bank, any RACQ entity referred to on this page is not an authorised deposit-taking institution for the purposes of the Banking Act 1959 (Cth). That entity’s obligations do not represent deposits or other liabilities of RACQ Bank. RACQ Bank does not guarantee or otherwise provide assurance in respect of the obligations of that entity, unless noted otherwise.
~~ Terms and conditions apply to all offers. View the individual offer for full details. Offer is subject to availability and may be withdrawn at any time without notice.
#Conditions apply. Offer available at participating Caltex and Puma Energy service stations. Visit racq.com/caltex for details.
*The online discount will be applied and deducted on the total annual premium amount payable on your new policy. Excludes pay later option and any policy renewals. Discount amounts may be pro-rated for cover of less than 12 months.
^New lending only. Excludes debt consolidation loans.
~Terms and conditions apply. Visit racq.com/summer-competition for details. Competition ends 18 February 2025.