New transition dates. The transition of RACQ’s retail lending and deposit business to Bendigo Bank will occur in November 2026 (subject to regulatory approvals). Learn more about the transition and how to stay scam aware on our transition information page.

Crunch the numbers

Our calculators work out the maths not just for home loans, but personal loans, savings accounts, car loans and more. Use our calculators to plan ahead and reach your goals sooner. At RACQ Bank, we'll walk with you as you create a life you’ll love in Queensland.

Home loan and lending calculators

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Home loan key facts sheet
Get all the details you need with our home loan key fact sheet.
Home Solar
Green Home Loan repayment
Estimate your repayments and see how you could pay your loan off faster.
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Home loan repayment
Know what you'll be repaying on an RACQ Bank Home Loan.
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Borrowing power
Find out what you can afford to borrow for your new home.

Banking and budget calculators

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Savings and term deposits
Find out how to reach your savings goal sooner with RACQ Bank.

Things to note

Banking and loan products issued by Members Banking Group Limited ABN 83 087 651 054 AFSL/Australian credit licence 241195 trading as RACQ Bank. Terms, conditions, fees, charges and lending policies apply. This is general advice only and may not be right for you. This information does not take your personal objectives, circumstances or needs into account. Read the disclosure documents for your selected product or service, including the Financial Services Guide and the Terms and Conditions, and consider if appropriate for you before deciding.

Except for RACQ Bank, any RACQ entity referred to on this page is not an authorised deposit-taking institution for the purposes of the Banking Act 1959 (Cth). That entity’s obligations do not represent deposits or other liabilities of RACQ Bank. RACQ Bank does not guarantee or otherwise provide assurance in respect of the obligations of that entity, unless noted otherwise.

RACQ Bank subscribes to the Customer Owned Banking Code of Practice which establishes higher standards than the law requires. The Code reflects modern consumer expectations and developments in approaches to issues such as consumer vulnerability, guarantors, and supporting customers through financial hardship. Please read our Customer Owned Banking Code of Practice page for more information.