How to save $868 a year on essentials

Money

A few small habits can help you combat the rising cost of living.

Checking grocery bill.

With food prices rising 9–10% and the cost of petrol up 18% last year, Queenslanders are in desperate need of a few quick wins in the weekly budget.

The good news is, with RACQ Member Benefits, members are entitled to a range of discounts that make everyday living more affordable.  

How to save $624 a year on groceries 

If you already shop at Woolworths, buying your groceries with pre-purchased eGift Cards just makes sense. Members enjoy a range of savings on eGift Cards*, including:

  • Woolworths Supermarket (4% off)
  • Essentials (4% off)
  • Dan Murphy’s (5% off)
  • BIG W (5% off)
  • BWS (5% off).

How much can you save? If your weekly household grocery shop costs $300, you’ll save $624 a year with e-gift cards. 

How to save $135 a year on fuel

The quickest way to find the cheapest fuel near you is to use the RACQ Fuel Finder app**. The app will also tell you when it’s a good time to fill up or if you should wait until prices come down, so you’ll never get caught with an empty tank in the wrong part of the price cycle.

Use your Caltex discount

If the cheapest fuel near you is at a participating Caltex service station, show your physical or digital membership card in-store to save 4c per litre on fuel.#

How much can you save? If you've got a 65-litre tank, you’ll save $2.60 filling up. Fuel up once a week and you can save $135.20 a year.

Hot tip: Add your membership card to your digital wallet to make redeeming your discount a breeze.

How to save $109 on health and beauty

When it comes to picking up personal care items like cosmetics, fragrances, toiletries and vitamins, our members can save 7% with pre-purchased Priceline eGift Cards.^

How much can you save? If your household is spending $30 a week on health and beauty, you’ll save $109.20 a year with eGift Cards.

Hot tip: Save on purchase and postage by sending your loved ones Priceline eGifts Card for birthdays and Christmas!

Start saving today

Log in to RACQ Member Benefits to explore the full range of discounted eGift Cards and member benefits available to you right now.

Related topics

  • The information in this article has been prepared for general information purposes only and is not intended as legal advice or specific advice to any particular person. Any advice contained in the document is general advice, not intended as legal advice or professional advice and does not take into account any person’s particular circumstances. Before acting on anything based on this advice you should consider its appropriateness to you, having regard to your objectives and needs.

    Insurance products (excluding Travel Insurance) are issued by RACQ Insurance Limited ABN 50 009 704 152 (RACQ). Conditions, limits and exclusions apply. This is general advice only and may not be right for you. This information does not take your personal objectives, circumstances or needs into account. Read the Product Disclosure Statement (PDS) and any applicable Supplementary PDS before making a purchase decision on this product. You can also access our Target Market Determinations on this website.

    Banking and loan products issued by Members Banking Group Limited ABN 83 087 651 054 AFSL/Australian credit licence 241195 trading as RACQ Bank. Terms, conditions, fees, charges and lending policies apply. This is general advice only and may not be right for you. This information does not take your personal objectives, circumstances or needs into account. Read the disclosure documents for your selected product or service, including the Financial Services Guide and the Terms and Conditions, and consider if appropriate for you before deciding.

    Except for RACQ Bank, any RACQ entity referred to on this page is not an authorised deposit-taking institution for the purposes of the Banking Act 1959 (Cth). That entity’s obligations do not represent deposits or other liabilities of RACQ Bank. RACQ Bank does not guarantee or otherwise provide assurance in respect of the obligations of that entity, unless noted otherwise.

    RACQ Operations Pty Ltd (ABN 80 009 663 414 AR 000234978) and Members Travel Group Pty Ltd (ABN 45 144 538 803 AR 000432492) are acting as an Authorised Representative of the issuer of the insurance, Tokio Marine & Nichido Fire Insurance Co., Ltd. (ABN 80 000 438 291 AFSL 246 548). Any advice set out above is general in nature only, and does not take into account your objectives, financial situation or needs. Before purchasing any travel products, please consider the RACQ Travel Insurance Product Disclosure Statement (PDS) and the Target Market Determinations (TMDs) that apply to these products. Whilst the PDS outlines the Terms and Conditions of these products, the TMDs outline the intended class of customers that comprise the target market for these travel products. This will allow you to consider which products best suit your objectives, financial situation and needs and consider the products appropriateness to your personal circumstances. TMDs also outline matters involving the distribution and the review of these products. The PDS, Supplementary PDS and TMDs for each travel product can be found here.

Terms and conditions apply to all offers. View the individual offer for full details. Offer is subject to availability and may be withdrawn at any time without notice.

#Conditions apply. Offer available at participating Caltex and Puma Energy service stations. Visit racq.com/caltex for details.

*Woolworths Group and Partner eGift Cards

  • Discount applies at checkout.
  • Discount is on pre-purchased Woolworths Group and Partner eGift Cards only.
  • Offer available online only.
  • Discount not available when purchased in store.
  • Woolworths Group and Partner eGift Cards terms and conditions apply.
  • Woolworths Group and Partner eGift Cards are emailed to your nominated email address.
  • A maximum of ten Woolworths Group and Partner eGift Cards may be purchased in one transaction.
  • You can check your eGift Card balance here.
  • Woolworths Limited ABN 88 000 014 675 is the issuer of the Woolworths Group and Partner eGift Cards, but is not the promoter of the offer, nor responsible for fulfilment of the offer terms. Woolworths Group and Partner eGift Cards have no expiry date and are redeemable at participating stores only. For a list of participating stores and full eGift Card Terms and Conditions visit woolworths.com.au/giftcards.

**The RACQ Fair Fuel Finder App includes content supplied by Oil Price Information Service LLC or its third party provider (OPIS). Copyright © OPIS, 2018. All Rights Reserved.  This App displays fuel prices in limited areas within Queensland and does not display all fuel types, fuel providers or potential discounts.  Fuel price currency is not guaranteed and delays in pricing may occur.  View Full Terms and Conditions.

^Priceline Pharmacy eGift Cards

Please treat this card as cash. It may be used for purchases in Priceline stores after it's activation. You may verify its balance in-store or online at www.priceline.com.au/giftcards. It cannot be exchanged for cash, used online, or replaced if lost, stolen or damaged. The balance that remains on it may be used in whole or part in Priceline but change cannot be given. It expires 36 months after the date of activation. Cards issued prior to the 31st March 2018 will expire 12 months after date of issue. Any value on the card left after the expiry date cannot be used. See https://www.priceline.com.au/.