Start your car insurance comparison
You’ve put a lot of thought into the car you drive. From its running costs, to kilometres driven, to the little features you love – your decision was made after considering all the things that matter to you.
So, it makes sense that you want to compare car insurance options before choosing your policy. Whether you prefer comprehensive cover, you want to meet in the middle, or you’re happy just insuring the basics, RACQ is here to help you get the right cover for your budget and your needs.
| Comprehensive Insurance | Fire, Theft and Third Party Insurance | Third Party Property Damage Insurance |
|---|
| What's coveredhide | |||
|---|---|---|---|
| Cover for damage to other people's property |  |
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| Loss or damage caused by uninsured third party | |
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| Towing and storage costs | |
* |
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| Emergency repairs up to $500 | |
* |
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| Cover for fire and theft | |
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| Lifetime guarantee of repairs | |
* |
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| Change of vehicle (if you sell your vehicle and replace it with a similar type, we automatically cover it for 14 days) | |
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| Hire car (theft and an incident where another driver is entirely responsible) | |
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| Driver fatality | |
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| Theft of vehicle keys | |
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| Cover for damage to your vehicle (accidents, malicious damage, etc.) | |
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| Cover against natural disasters and weather events | |
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| Choice of repairer | |
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| Replacement of vehicle after total loss if your vehicle is less than two years old | |
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| Personal property | |
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| Baby capsule and child seats replacement when the vehicle is damaged or stolen** | |
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| Optional benefitshide | |||
|---|---|---|---|
| Additional hire car | # |
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| No claim discount protection^^ | |
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| Excess free glass repair | |
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| Other benefitshide | |||
|---|---|---|---|
| Pay by the month | |
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| Choose your basic excess amount | |
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| Rating 1 for life | |
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| RACQ Insurance Selected Repairer network | |
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| Queensland-based call centres | |
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| State-wide assessment services | |
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| Get your quote | Get your quote | Get your quote | |
Car insurance comparison FAQs
Things to note
Insurance products (excluding Travel Insurance) are issued by RACQ Insurance Limited ABN 50 009 704 152 (RACQ). Conditions, limits and exclusions apply. This is general advice only and may not be right for you. This information does not take your personal objectives, circumstances or needs into account. Read the Product Disclosure Statement (PDS) and any applicable Supplementary PDS before making a purchase decision on this product. You can also access our Target Market Determinations on this website.
For policies effective from 9 December 2024, Third Party Property Damage Insurance is the new name for Third Party Liability Car Insurance.
For policies effective from 9 December 2024, Fire, Theft and Third Party Insurance is the new name for Fire, Theft and Third Party Liability Car Insurance.
*Caused by Fire and Theft.
#Gold 50 RACQ members who hold Roadside Assistance receive this benefit at no extra cost.
^^ Gold and Gold 50 RACQ members who hold Roadside Assistance receive this benefit at no extra cost.
**Replacement value up to $500. Child seat or baby capsule must be fitted to your vehicle at the time of the incident