Collisions between motorists, cyclists and scooter riders surge
RACQ is urging motorists and riders to take extra care on the roads these school holidays after a 20% increase in motor insurance claims for collisions with bicycles and scooters.

Over the past 12 months, RACQ Insurance received 186 motor claims for crashes involving bikes and scooters, an average of one every second day across Queensland. That’s an increase from 153 in the previous year.
Popular holiday hotspots like Townsville, and the Gold and Sunshine Coasts were in the top five for claims frequency.
RACQ General Manager Advocacy Joshua Cooney said it was everyone’s responsibility to follow the road rules and help reduce the risk of crashes.
“Whether you’re behind the wheel or on two wheels, everyone has a role to play to stay safe on our roads,” Mr Cooney said.
“We’re seeing a fairly even split between motorists and riders being at fault, highlighting the need for all road users to prioritise safety and be mindful of each other.”
According to the claims data, collisions peaked between 3pm and 5pm.
“The data highlights a real danger period in the busy afternoon commute with road users generally more tired and the sun setting which can impact visibility,” Mr Cooney said.
“As we enter the holiday period with more families, children, and tourists out and about, we urge everyone to slow down, follow the road rules and exercise an extra level of caution to prevent crashes on shared roads and pathways.”
A recent RACQ survey found 75% of Queensland drivers encountered cyclists regularly, however only 10% said they knew all the rules for sharing the road with riders.
Concerningly, 12% of those surveyed said they had a near-miss with a cyclist and 25% admitted they did not know many, or in some cases, any of the road rules for cyclists.
Mr Cooney reminded drivers that when the speed limit was 60km/h or less, they must leave a gap of at least one metre between their car and riders.
“If the speed limit is above 60km/h, then you need to give the rider at least 1.5 metres of space,” he explained.
“This could be the difference between getting home safely and a life-changing crash.”
Motor insurance claims for collisions with bicycles and scooters: March 2024 – Feb 2025
Rank |
Region |
Claims Frequency |
Claims Volume |
1 |
Brisbane - North |
0.025% |
15 |
2 |
Townsville |
0.024% |
11 |
3 |
Gold Coast |
0.022% |
28 |
4 |
Moreton Bay - North |
0.021% |
16 |
5 |
Sunshine Coast |
0.020% |
23 |
6 |
Brisbane - West |
0.018% |
8 |
7 |
Toowoomba |
0.018% |
8 |
8 |
Moreton Bay - South |
0.017% |
11 |
9 |
Brisbane Inner City |
0.016% |
8 |
10 |
Brisbane - South |
0.015% |
12 |
11 |
Mackay |
0.015% |
6 |
12 |
Brisbane - East |
0.012% |
9 |
13 |
Cairns |
0.012% |
5 |
14 |
Outback Queensland |
0.010% |
1 |
15 |
Central Qld |
0.009% |
6 |
16 |
Ipswich |
0.008% |
7 |
17 |
Logan - Beaudesert |
0.008% |
7 |
18 |
Wide Bay |
0.006% |
6 |
19 |
Darling Downs - Maranoa |
0.003% |
1 |
Note: The ranking is calculated by looking at the number of RACQ motor claims divided by the number of RACQ motor insurance policies in each region.
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