Deceased estates

You do not need to have received the death certificate when you first notify RACQ of the member’s death.

We will need the name, date of birth, address and/or membership number of the member who has passed away and the contact details for the Estate Representative. Once we receive the notification, we will register the member as deceased and update RACQ records to ensure all marketing subscriptions (including The Road Ahead magazine) are stopped.

Where applicable we will contact the Estate Representative to obtain relevant documentation and further instructions. Some policies and accounts may remain active until this occurs.

If your spouse or partner was a member and has passed away, any loyalty benefits they accrued during your relationship or marriage can be credited to your personal RACQ membership.

This can be requested at any time after RACQ has been notified of the member’s passing.

In most cases, we will need to see or obtain a copy of the death certificate (or other accepted forms of evidence) to cancel or make eligible changes to the policies or accounts of passed members.

RACQ must comply with certain legal and regulatory requirements before finalising any accounts of the passed member. Further documents may be required depending on individual accounts held by the passed member.

Please be aware that different teams within RACQ manage different products, and they may contact you separately to confirm details or obtain additional documentation.

For more information regarding managing the account of a deceased estate, download our brochure below.

Download brochure

Download document checklist

RACQ Bank Deceased Member Notification Form