The simple, easy and secure way to pay every day.

Simple

Pay on the go anywhere you see the contactless symbol. You can also checkout easily using Apple Pay in selected apps and participating websites.

Secure

Your card information isn’t stored on your device or shared with the merchant when you pay, ensuring your information is safe and private. Payments are authorised using Face ID, Touch ID or your device passcode.

Easy
Use Apple Pay anywhere you can tap and pay or where you see this symbol. paywave-icon

Getting started

Adding your card to Apple Pay is easy. Here’s how to get started.

  • iPhone
    • Open the Wallet app.
    • Tap the plus sign in the upper-right corner.
    • Enter your card’s security code to add your credit or debit card from your iTunes account. Or, select Add a different card and use your camera to enter the card information*
  • Apple Watch
    • Open the Apple Watch app on your iPhone.
    • Tap Wallet & Apple Pay and select Add a Credit or Debit Card.
    • Enter your card’s security code to add your credit or debit card from your iTunes account. Or, select Add a different card and use your camera to enter the card information*
  • iPad
    • Go to Settings.
    • Tap Wallet & Apple Pay and select Add Credit or Debit Card.
    • Enter your card’s security code to add your credit or debit card from your iTunes account. Or, select Add a different card and use your camera to enter the card information*

Change payment network

Following the Reserve Bank of Australia (RBA) mandate, Apple will implement changes to its Digital Wallet processes to support Merchant Choice Routing.

Cardholders who use Apple Pay with dual network debit cards will now experience a shift in how network selection is managed. Previously, users could actively choose the payment network during transactions; however, this choice will now be determined by the merchant.

  • iPhone
    • Open the Wallet app.
    • Tap on your RACQ Bank Visa Debit card.
    • Tap the more button.
    • Tap card number.

    Within the Card Number section, if you see Mastercard or Visa and Eftpos network, then the card is a dual network debit card.

  • Apple Watch
    • Double-click the side button.
    • Select your RACQ Bank Visa Debit card.
    • Firmly press the display.

Where and how to pay

Paying in stores

Apple Pay is the easiest way to pay in stores with your iPhone and Apple Watch. You can quickly check out using the devices you carry every day.

iPhone Face ID

Double-click the side button, then glance at your iPhone to authenticate with Face ID and hold your phone near the contactless reader.

Phone with Touch ID

Hold your iPhone near the reader with your finger on Touch ID.

Apple Watch

Double-click the side button and hold Apple Watch up to the reader.

Paying in apps and on the web

You can use Apple Pay to make purchases in a range of apps on your iPhone and iPad. Paying is as simple as selecting Apple Pay at checkout and completing the payment using Face ID or Touch ID.

Apple Pay is also the easier, safer way to pay online in Safari on your iPhone, iPad, and Mac, as you no longer have to create an account or fill out lengthy forms. Simply checkout and pay. You can also pay on your MacBook using Touch ID.*

An RACQ Bank Everyday Account with the benefit of Apple Pay and more

Low fees
  • $0 account keeping fees
  • $0 minimum monthly deposits
PayID
  • Send and receive money instantly with PayID using just your mobile phone number or email address
  • You can apply online. It only takes 5 minutes.

Open account now Learn more

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Security

Lost or stolen cards

Log in to online banking or call us straight away on 13 1905 to disable or cancel your card. When your new card is issued, we’ll update your lost or stolen card details automatically in Apple Pay. And while you wait for your new card to arrive, you can keep making all your everyday purchases using Apple Pay on iPhone, Apple Watch, iPad and Mac.

Apple Pay FAQs

Help centre

Things to note

Banking products are issued by Members Banking Group Limited ABN 83 087 651 054 AFSL and Australian credit licence 241195 trading as RACQ Bank. This information does not take your personal objectives, circumstances or needs into account. Read the disclosure documents for your selected product or service, including the Financial Services Guide and the Terms and Conditions, before deciding.

Except for RACQ Bank, any RACQ entity referred to on this page is not an authorised deposit-taking institution for the purposes of the Banking Act 1959 (Cth). That entity’s obligations do not represent deposits or other liabilities of RACQ Bank. RACQ Bank does not guarantee or otherwise provide assurance in respect of the obligations of that entity, unless noted otherwise.

* Apple Pay works with iPhone 6 and later in stores, apps and websites in Safari; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2 and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. For a list of compatible Apple Pay devices, see https://support.apple.com/en-us/HT208531.

Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, iTunes, Mac, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. iPad Pro is a trademark of Apple Inc.