Choose RACQ Comprehensive Car Insurance for your fleet or small business

Whether you’ve got a sleek corporate car or a little runabout, we’ll be by your side if things go wrong. 

  • We cover the big things like damage or loss from storm, flood, hail, fire and theft
  • Lifetime guarantee on repairs when you use an RACQ Selected Repairer
  • Our Queensland-based team are here when you need us - click, call or visit us in store

Get your quote - call 13 1905 Make a claim - call 13 7202

What does my RACQ Comprehensive Car Insurance for business cover?

Want to know more about business car insurance? See our Product Disclosure Statement (PDS), any applicable Supplementary PDS and Target Market Determinations for all the info on inclusions, exclusions, and optional extras.

  • umbrella
    Loss or damage to your vehicle following an accident, weather events (flood, hail, storms, cyclones), fire, malicious acts, theft, or attempted theft 
  • shaking-hands
    Up to $20 million for your legal liability which results from damage to other people’s property caused by a corporate car 
  • wrench-and-screw-driver-tool
    Choice of repairer and lifetime repair guarantee on work completed by an RACQ Insurance selected repairer 
  • front-of-car
    Up to $500 for personal property that is inside a fleet vehicle and is damaged in an incident 
  • Blue tick
    Change of vehicle
    If you sell your vehicle and replace it with a similar vehicle, we automatically cover it for 14 days.
  • Blue tick
    Emergency repairs
    We pay up to $500 for emergency repairs to make your fleet vehicle roadworthy until you can claim.
  • Blue tick
    Replacement vehicle
    If your fleet vehicle is no more than two years old and we have declared it a total loss, we will replace it with a new vehicle.
  • Blue tick
    Towing costs
    We pay the costs of towing and storage of a damaged fleet vehicle after an incident.

Optional benefits

Find out more about the optional benefits you can add to your comprehensive car insurance for business by reading our Product Disclosure Statement (PDS), any applicable Supplementary PDS and Target Market Determinations.

  • front-of-car
    Additional hire car

    Get a hire car for up to 21 days at (up to $75 a day) if you are unable to use your vehicle as the result of an incident.

  • car-gauge-with-spark
    Excess free glass repair

    Get one excess free windscreen or window glass claim during the period of your insurance.

  • shield-protection
    No claim discount (NCD) protection

    If you have a Rating 1, you can protect this rating in the event of an at fault claim*. Gold and Gold50 RACQ members receive this benefit at no extra cost.

Why choose RACQ for your business’s car insurance?

  • hand-holding-dollar-sign
    We paid over 99% of RACQ Comprehensive Car Insurance claims in 2023.+
  • car-with-checkmark
    Your cover includes a hire car after theft and an incident where the other driver is entirely responsible.
  • wrench-and-screw-driver-tool
    We provide a lifetime guarantee on repairs when you use an RACQ selected repairer.
  • callcentre-person
    Our Queensland-based team are here when you need us – click, call or visit us in store.

Award-winning insurance

RACQ are the proud winner of the 2024 Canstar Most Satisfied Customers – Car Insurance Queensland award, plus the 2023 Mozo People’s Choice Award for Outstanding Customer Satisfaction and the 2023 Mozo People's Choice Award for Most Recommended for Car Insurance in Queensland.

CANSTAR 2024 - Most Satisfied Customers - Car Insurance - QLD

Enjoy RACQ business member benefits~~

fuel-pump
Free up your transport budget
Take 4 cents per litre off when you fill up at participating Caltex service stations.#
Learn more
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Get $25 off windscreen replacement
Book an in-store or mobile windscreen service and save.
Learn more
battery
Receive $25 off battery replacement
Get your discount on the recommended retail price.
Learn more

Manage your car insurance

tap-and-go-cardsRenew your insurance
car-with-spark-circle-symbolMake a claim
information-documentUpdate your personal details
document-with-pen-pencilUpdate your policy

Contact us

Need help or would like to know more? RACQ offers many convenient ways for you to get in touch with us.

Comprehensive car insurance for business FAQs

Help centre

Things to note

Insurance products (excluding Travel Insurance) are issued by RACQ Insurance Limited ABN 50 009 704 152 (RACQ). Conditions, limits and exclusions apply. This is general advice only and may not be right for you. This information does not take your personal objectives, circumstances or needs into account. Read the Product Disclosure Statement (PDS) and any applicable Supplementary PDS before making a purchase decision on this product. You can also access our Target Market Determinations on this website.

+Based on RACQ data during the assessment period 1 January to 31 December 2023, 99.22% of comprehensive car insurance claims closed (excluding withdrawn and duplicate claims) were not partially or fully rejected.

*Only applies to your first at fault claim during the period of insurance.

~~ Terms and conditions apply to all offers. View the individual offer for full details. Offer is subject to availability and may be withdrawn at any time without notice.

#Conditions apply. Offer available at participating Caltex and Puma Energy service stations. Visit racq.com/caltex for details.