What is the Resilient Homes Fund?

In response to the severe flooding experienced by Queensland in the 2021-22 disaster season, the Queensland and Australian Governments jointly funded a $741 million Resilient Homes Fund to help affected Queenslanders make their homes more resilient to future flooding.

This was the largest household resilience program of its kind to ever be delivered in Australia, potentially changing Queenslanders’ lives and the region’s resilience to flooding.

Under the now concluded Resilient Homes Fund, eligible homeowners had the opportunity to apply for funding to repair (enhance resilience), raise, or demolish and rebuild or relocate their flood-affected homes.

Voluntary Home Buy-Back was also available for the most severely impacted homes and those at the greatest risk of future flooding. The Voluntary Home Buy-Back program has closed because all properties have now been identified.

The Resilient Homes Fund was available to both insured and uninsured homeowners to ensure the program helps as many Queenslanders as possible.

Registrations of interest for the Resilient Homes Fund have closed, but those participants already registered can still apply for funding until 1 December 2025.

How does the Resilient Homes Fund affect existing insurance claims?

RACQ is proud to partner with the State Government to help make flood-affected homes more resilient.

RACQ has been working closely with the Queensland Government to develop a process where retrofit resilience works can be carried out on a home in parallel with insurance claim repairs.

We have now identified eligible members whose claims were suitable for this process.