Beware of common house fire dangers
RACQ is urging Queenslanders to be on the lookout for home fire dangers as insurance claims data revealed electrical issues were the leading cause of house fires.
General Manager Property and Niche Claims Paul Goan said RACQ had received 232 house fire claims in the past 12 months and 27% were caused by electrical problems.
“One of the biggest threats we’re seeing for large fires are lithium-ion batteries that are left to charge indefinitely and explode due to overcharging or faults,” Mr Goan said.
“We’re also seeing kitchen malfunctions, faults in camper fridges and even overheating wheat heat packs in microwaves as some of the causes for house fires.
“Candles are another common cause, particularly ones that have been left near open windows where they can be blown over or knocked by curtains.
“Over the past three years, RACQ Insurance has received claims for 705 house fires across Queensland, causing damages of $47.7 million.”
Mr Goan provided advice to protect yourself, your loved ones and home against fire.
“Check all of your electronics to ensure they are working properly, that you are using the correct charger, and remember to unplug your chargers before you go to bed or leave the house,” he said.
“You should also make it your priority to test your smoke alarms, discuss a fire evacuation plan with your household and pack an evacuation kit.
“Our research revealed that 61% of Queenslanders admitted they don’t have an evacuation plan and 68% don’t have an evacuation kit ready – we want to see that change.”
Homeowners are also encouraged to check their insurance needs.
“Household fires can be devastating, and the last thing you want to be worrying about is whether you’re covered,” he said.
“Of those surveyed, 45% hadn’t checked their sum insured value in the past 12 months.
“RACQ covers household fires as standard, but it’s important to choose a sum insured amount that is enough to cover the cost to rebuild your home and replace your contents if they are destroyed.”
Find out more about RACQ home insurance here: Home Insurance Policies | RACQRelated topics
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